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2 bedroom house for sale

Available

Marshfield, Crowmarsh Gifford, Wallingford, OX10 8FZ

£164,000 Shared Ownership Resale

Share percentage 40%, full price £410,000, £16,400 Min Deposit.

Available
2 bedrooms
2 Bathrooms
Private Garden
Pets allowed
Parking
Floor plan
floor-plan
Floor plan
floor-plan
£164,000 Shared Ownership Resale

Share percentage 40%, full price £410,000

Monthly Cost: £1,360

Rent £525, Service charge £21, Mortgage £814*

Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

£
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Summary

A Fantastic Opportunity to Purchase a Two Bedroom House on a Shared Ownership (Part Buy/Part Rent) Basis

Description

The village of Crowmarsh Gifford is located just to the east of Wallingford, separated from the town by a medieval road bridge and a particularly picturesque stretch of the Thames. Oxford is approximately fourteen miles to the north-west, Reading a similar distance south-east. The property available is an attractive, recently-built house with neatly-kept gardens to front and rear and a two-car driveway at the side. Internal features include a spacious reception room, an under-stairs cloakroom/WC and a full-width kitchen/dining room with sleek, white units. On the first floor is a generously-sized main bedroom plus a second, comfortable, double bedroom and naturally-lit bathroom. Well insulated walls, roof and floor, high performance glazing and a modern gas central heating system all contribute towards a very good energy-efficiency rating. The local primary school is Ofsted-rated 'Good', as is Wallingford (Secondary) School, which is only a brief bike ride away.

SHARED OWNERSHIP (Advertised price represents 40% share. Full market value £410,000).

INTERESTED PARTIES ARE REQUIRED TO COMPLETE THE SHARED OWNERSHIP COMMON APPLICATION FORM [ https://tinyurl.com/yc2f52n3]

(Please note the minimum income and deposit requirements for eligibility. You do not need to request a viewing separately once you have completed the application form.)

Housing Association: Clarion.
Tenure: Leasehold (250 years from 25/06/2021). Freehold transferred on 100% ownership.
Minimum Share: 40% (£164,000). The housing association will expect that you will purchase the largest share affordable.
Shared Ownership Rent: £525.23 per month (subject to annual review).
Service Charge: £21.10 per month (subject to annual review).
Guideline Minimum Income: Dual - £47,200 | Single - £54,000 (based on minimum share and 10% deposit).
Council Tax: Band C, South Oxfordshire District Council. Priority is given to applicants living and/or working in this local authority.

This property is offered for sale in the condition seen. The housing association does not warrant to carry out any remedial or redecoration work of a cosmetic nature unless specifically advised in writing. As a general rule, fitted domestic appliances are included in the sale; non-fitted appliances are not. If you require confirmation, you must request this in writing from Urban Moves. The information in this document supersedes any information given verbally either in person or by telephone.

Key Features
  • Guideline Minimum Deposit £16,400
  • Guide Min Income Dual £47.2k | Single £54k
  • Two Storey, Two Bedroom, Semi Detached House
  • Approx. 818 Sqft Gross Internal Area
  • Bathroom plus Downstairs WC
  • Very Good Energy Efficiency Rating
  • Front and Rear Gardens
  • Two Car Driveway (+ Shared Visitor Parking)
Particulars

Tenure: Leasehold
Council Tax Band: C

Property Downloads
Key Information Document Floor Plan Brochure
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Monthly Cost Calculator

The ‘Estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together, rent, service charge and mortgage.

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  • Rent: this is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes)
  • Service Charge: covers maintenance costs for the property as a whole and communal areas
  • Mortgage: Share to Buy ltd are specialist Shared Ownership mortgage brokers and we use a database of daily updated mortgage rates to work out the lowest rate available for the deposit amount shown, and then generate an estimated monthly payment on a 25 year capital repayment basis.

NB: this mortgage estimate is not confirmation that you can obtain a mortgage and you will also need to satisfy the requirements of the relevant mortgage lender. Nor is this a guarantee that in practice you would be able to apply for such a rate, and nor is this a recommendation that the rate used would be the best product for you.

£164,000
Shared Ownership Resale
Estimated Monthly Cost:£1,360
Rent £525
Service £21
Mortgage £814

Share percentage 40%, full price £410,000, £16,400 Min Deposit. Calculated using a representative rate of 4.42%

Calculate estimated monthly costs

£
Disclaimer
This property is offered for sale in the condition seen. The housing association does not warrant to carry out any remedial or redecoration work of a cosmetic nature unless specifically advised in writing. As a general rule, fitted domestic appliances are included in the sale; non-fitted appliances are not. If you require confirmation, you must request this in writing from Urban Moves. The information in this document supersedes any information given verbally either in person or by telephone.