Haydock Fields Close, Great Harwood, Blackburn, Lancashire BB6 7FP

£38,750 Shared Ownership

  Apply Here

  • Guideline Minimum Deposit £3,875
  • Guideline Income £16,000
  • Two Storey, Semi Detached House
  • Approx. 718 Sqft Gross Internal Area
  • High Performance Glazing
  • Gas Central Heating
  • Front and Rear Gardens
  • Two Parking Spaces

General Description

A Fantastic Opportunity to Purchase a Two Bedroom House on a Shared Ownership (Part Buy/Part Rent) Basis

 

SHARED OWNERSHIP (Advertised price represents 25% share. Full market value £155,000). This recently-constructed, semi-detached property is stylishly presented throughout and features a kitchen/dining room with sleek, slate-grey units, a ground-floor cloakroom and a reception room that opens onto the garden. Upstairs there is large main bedroom, a second, comfortable, double and an attractive, naturally-lit bathroom. Well insulated walls, roof and floor, high performance glazing and a modern gas central heating system have resulted in a very good energy-efficiency rating. The house comes with parking for two cars and the nearby A680 provides convenient access to the M65. Alternatively, the railway station at Whalley can be easily reached via local bus.

 

INTERESTED PARTIES ARE REQUIRED TO COMPLETE THE SHARED OWNERSHIP COMMON APPLICATION FORM [HERE; https://bit.ly/3g6VY63]

(Please note the minimum income and deposit requirements for eligibility. You do not need to request a viewing separately once you have completed the application form.)

 

Tenure: Leasehold (125 years from 2019).
Minimum Share: 25% (£38,750).
Shared Ownership Rent: £275.07 per month (subject to annual review).
Combined Insurance and Admin Fee: £26.57 per month (subject to annual review).
Service Charge: Estimated £146 per annum
Guideline Minimum Income: £16,000 (based on minimum share and 10% deposit).
Council Tax: Band B, Hyndburn Borough Council. Priority is given to applicants living and/or working in this local authority.

This property is offered for sale in the condition seen. The housing association does not warrant to carry out any remedial or redecoration work of a cosmetic nature unless specifically advised in writing. As a general rule, fitted domestic appliances are included in the sale; non-fitted appliances are not. If you require confirmation, you must request this in writing from Urban Moves. The information in this document supersedes any information given verbally either in person or by telephone.

Dimensions

Kitchen ( Kitchen/Dining Room )
12' 9" x 8' 2" (3.89m x 2.49m)
Special ( Cloakroom )
Reception ( Reception Room )
13' 1" x 10' 4" (3.99m x 3.15m)
Bedroom ( Bedroom 1 )
13' 3" max. x 10' 8" max. (4.04m x 3.25m)
Bathroom
Bedroom ( Bedroom 2 )
13' 2" x 8' 9" (4.01m x 2.67m)
Energy Effeciency Rating

Floorplans


Shared Ownership

WHAT IS SHARED OWNERSHIP ?
Shared Ownership is a housing scheme designed to help homebuyers who are unable to afford the cost of buying a property outright on the open market. Properties may be sold off-plan or new build direct from housing associations, or pre-owned from existing shared owners. The rules and terms of the scheme are set by the Greater London Authority (GLA) in London and Homes England outside of London.

IS SHARED OWNERSHIP FOR YOU ?
The GLA and Homes England set the eligibility criteria for Shared Ownership, but broadly speaking you must:
 Not own another property in the UK or any other country.
 Have a household income that falls below £90,000 (£80,000 threshold outside the M25). Every property will have a minimum income level too, determined by its’ value, rent and service charge costs. In most cases you will need to meet or exceed the given minimum income.
 Have access to a minimum deposit of 10% of the share being purchased (a minimum deposit of 5% of the share being purchased may be acceptable depending on individual financial status).
 Be in full time permanent employment.
 Be a British, EU or EEA Citizen or have indefinite leave to remain in the UK.
 Have a good credit history.
If you are still unsure about Shared Ownership or would like more information view [ Facts and Frequently Asked Questions]

Location

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